Distilled LOS Distilled LOS DEMO SANDBOX · HARBOR RIDGE COMMUNITY BANK (FICTIONAL) ← distilled.build

Commercial Pipeline

5 active files · sorted by stage
BorrowerProductAmountStageDocs
Meridian RoastersEquipment term $420,000UNDERWRITING 2 NEW UPLOADS
Bluegill MarinaCRE purchase $1,200,000PROPOSAL COMPLETE
Tallgrass FarmsOperating line $250,000APPROVED COMPLETE
Juniper DentalPractice acquisition $610,000UNDERWRITING WAITING ON BORROWER
Old Mill HardwareWorking capital $150,000INTAKE NOT STARTED

Meridian Roasters

File #HR-2026-0142
Product
Equipment term
Amount
$420,000
Stage
UNDERWRITING
Relationship
8 yrs · deposits + merchant
FileClassificationStatus
2025_tax_return_final_v3.pdfTax return · 2025VALIDATED
scan0041.pdfBank statement · Q1VALIDATED
IMG_2204.jpgNEW UPLOAD
equipment-quote(2).pdfNEW UPLOAD
TermValueSource
Rate structureEMPTY
AmortizationEMPTY
Eligibility rulesEMPTY
Fee scheduleEMPTY
Rule setNotesStatus
v12Adds seasonal DSCR carve-outACTIVE
v11Prior approval logicARCHIVED

Approved with Conditions RULE SET v12

  • DSCR 1.31 ≥ 1.20 required — passed (seasonal carve-out applied)
  • LTV 74% ≤ 80% max — passed
  • Condition: updated equipment quote before closing

Admin Console

Configuration · pricing · equipment term
Config keyValueStatus
pricing.equip.tier1.rate % LIVE VALUE
pricing.equip.tier1.floor6.00 %LIVE VALUE
eligibility.equip.min_dscr1.20LIVE VALUE

Configuration is data, not code — deploys are immediate, with no release window.